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Find Mortgage Lenders in Iowa City, IA

Browse mortgage lenders serving Iowa City, Iowa. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Iowa City, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 7 mortgage lenders in Iowa City, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Residential Mortgage Network, Inc.
2507 Highlander Pl, Iowa City, IA 52245
3193547501
U.S. Bank-Mortgage Loan Officer-James Thibodeau
204 E Washington St, Iowa City, IA 52240
3193569022
US Bank Mortgage
2312 Mormon Trek Blvd, Iowa City, IA 52246
8008722657
Mortgage Loans - Iowa City
429 S Dubuque St, Iowa City, IA 52240
8443841712
US Bank Mortgage
132 E Washington St, Iowa City, IA 52240
8008722657
Hard Money Lenders Iowa City IA
103 E College St, Iowa City, IA 52240
3195594810
Commercial Lending Iowa City IA
204 E Washington St, Iowa City, IA 52240
3193463382

Mortgage lenders in Iowa City help home buyers and homeowners secure financing for home purchases and refinancing. Iowa law requires lenders to be licensed through the Iowa Division of Banking and follow specific disclosure rules. Local lenders understand the Johnson County real estate market and can guide you through conventional FHA and VA loan options.

What Does a Mortgage Lender in Iowa City Cost?

Typical costs for a mortgage in Iowa include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance of 500 to 1 000 dollars. Closing costs in Iowa City average 2 to 5 percent of the purchase price. These figures are general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Iowa City?
You typically need pay stubs tax returns bank statements and photo ID. Iowa lenders also require a credit check and proof of employment.
How long does the mortgage process take in Iowa?
The process usually takes 30 to 45 days from application to closing. Iowa law requires a three-day rescission period for refinances but not for purchase loans.