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Find Mortgage Lenders Near You in North Liberty, IA

Directory of mortgage lenders in North Liberty, Iowa. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
North Liberty, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Iowa before hiring.
Showing 5 mortgage lenders in North Liberty, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GreenState Credit Union - Financial Center
2355 Landon Rd, North Liberty, IA 52317
(800) 397-3790 greenstate.org
Collins Community Credit Union
1655 Jordan St, North Liberty, IA 52317
(800) 475-1150 collinscu.org
First Interstate Bank
655 Community Dr, North Liberty, IA 52317
(319) 471-4570 locations.firstinterstatebank.com
U.S. Bank: Holly Ethier
580 W Cherry St, North Liberty, IA 52317
(319) 521-7614 mortgage.usbank.com
US Bank Mortgage
580 W Cherry St, North Liberty, IA 52317
(800) 872-2657 usbank.com

Mortgage lenders in North Liberty, Iowa help home buyers and homeowners secure financing for residential properties. Iowa law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Johnson County real estate market and can guide you through conventional, FHA, and VA loan options.

What Does a Mortgage Lender in North Liberty Cost?

Typical costs for a mortgage lender in Iowa include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in North Liberty?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Iowa lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Iowa?
The typical mortgage process in Iowa takes 30 to 45 days from application to closing. Iowa law requires a three day right of rescission period for refinances on primary residences.
Are there first time home buyer programs in North Liberty?
Yes, the Iowa Finance Authority offers the FirstHome program with down payment assistance for qualified buyers. Local lenders in North Liberty can help you apply for these state specific programs.

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