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Directory of mortgage lenders in Derby, Kansas. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Derby, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 9 mortgage lenders in Derby, KS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Derby Kansas help home buyers and homeowners secure financing for residential properties. Kansas law requires lenders to provide specific disclosures under the Kansas Consumer Credit Code. Local lenders in Derby understand the Sedgwick County real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Derby Cost?
Typical costs for a mortgage lender in Kansas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Kansas generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Derby Kansas?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Kansas lenders also require a signed authorization to pull your credit report.
How long does a mortgage loan take to close in Kansas?
A standard mortgage loan in Kansas usually closes in 30 to 45 days. Delays can occur if the appraisal or title work takes longer than expected.
Are there special mortgage programs for Kansas home buyers?
Yes, the Kansas Housing Resources Corporation offers down payment assistance and first time home buyer programs. These programs have income limits and require home buyer education courses.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kansas.