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14 agents listed
Updated May 2026
Ashland, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 14 mortgage lenders in Ashland, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
372A Diederich Blvd, Ashland, KY 41101
6066440100
Ashland Credit Union
305 12th St, Ashland, KY 41101
8002458112
Members Choice Credit Union
145 Russell Rd, Ashland, KY 41101
6063297876
Members Choice Credit Union
1401 Central Ave, Ashland, KY 41101
6063297876
Hobbs Mortgage Group
1401 Greenup Ave Suite A, Ashland, KY 41101
6065716611
Stockton Mortgage Corporation NMLS# 8259
1212 Bath Ave Suite 210, Ashland, KY 41101
6063930230
OneMain Financial
489 River Hill Dr, Ashland, KY 41101
6063258426
Luma Lending NMLS #2682683
2824 Holt St FIRST FLOOR, Ashland, KY 41101
6069222648
Thrive Mortgage - Ashland KY
1517 Winchester Ave, Ashland, KY 41101
6063248873
E Z Mortgage
2021 13th St, Ashland, KY 41101
6063254500
Lela Tackett, Hobbs Mortgage Group Co. 1401 Greenup Avenue, suite 100A, Ashland, Ky
1401 Greenup Ave Suite #100A, Ashland, KY 41101
6066155560
PNC Mortgage
1000 Carter Ave, Ashland, KY 41101
6069204211
Met Life Home Loans
332 15th St, Ashland, KY 41101
6063240391
Fifth Third Mortgage - Robin Pelfrey
1422 Winchester Ave, Ashland, KY 41101
6063261458
Mortgage lenders in Ashland Kentucky help home buyers and homeowners secure financing for residential properties. These lenders offer conventional loans, FHA loans, and VA loans that comply with Kentucky state regulations. Local lenders understand the Ashland real estate market and can guide you through Kentucky specific closing requirements.
What Does a Mortgage Lender in Ashland Cost?
Typical costs for a mortgage lender in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,200. Closing costs in Kentucky generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ashland Kentucky?
You typically need pay stubs, tax returns, bank statements, and photo identification. Kentucky lenders also require a property appraisal and title search. Each lender may ask for additional documents based on your loan type.
How long does the mortgage process take in Kentucky?
The mortgage process in Kentucky usually takes 30 to 45 days from application to closing. Kentucky law requires a three day right of rescission for most refinance loans. Delays can occur if appraisal or title work takes longer.
Are there Kentucky specific programs for first time home buyers?
Yes, the Kentucky Housing Corporation offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require homebuyer education. Local lenders in Ashland can help you apply for these state programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.