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Looking for a mortgage lender in Frankfort? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Frankfort, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 15 mortgage lenders in Frankfort, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
104 Northgate Drive #2, Frankfort, KY 40601
5023522225
Stockton Mortgage | Corporate | Frankfort, KY | NMLS# 8259
88 C Michael Davenport Blvd STE 1, Frankfort, KY 40601
5022271100
LendNation
934 Louisville Rd Ste D, Frankfort, KY 40601
5026969280
Kentucky Housing Corporation
1231 Louisville Rd, Frankfort, KY 40601
5025647630
World Finance
949 Louisville Rd Ste A, Frankfort, KY 40601
5022279227
Stockton Mortgage Frankfort | NMLS #8259
305 Leonardwood Dr Suite 3, Frankfort, KY 40601
5022271100
USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
5026800953
Emmett Exum Jr, Mortgage Banker, NMLS #14331
88 C Michael Davenport Blvd STE 1, Frankfort, KY 40601
5022983527
Belinda Bay, Mortgage Loan Originator, NMLS #50602
305 Leonardwood Dr #3A, Frankfort, KY 40601
5028030470
Sandy Smith-USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
8598931444
Ed Locke-USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
5026800953
Republic State Mortgage
750 E Main St, Frankfort, KY 40601
5027449890
PNC Mortgage
1309 US-127, Frankfort, KY 40601
5022232897
Monticello Banking Company
100 East-West Connector, Frankfort, KY 40601
5023608797
Mortgage Loans - Frankfort
114 Portsmouth Ln, Frankfort, KY 40601
8443841714
Mortgage lenders in Frankfort Kentucky help home buyers and homeowners secure financing for home purchases and refinancing. Kentucky law requires lenders to be licensed by the Kentucky Department of Financial Institutions. Local lenders understand the Frankfort real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Frankfort Cost?
Typical costs for a mortgage in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 600 dollars, and title insurance averaging 500 to 800 dollars. Closing costs in Kentucky generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Frankfort?
You typically need pay stubs, tax returns, bank statements, and identification. Kentucky lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close on a mortgage in Kentucky?
The average closing time in Kentucky is 30 to 45 days from application to closing. This timeline can vary based on loan type and lender workload.
Are there special mortgage programs for Kentucky home buyers?
Yes, the Kentucky Housing Corporation offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.