ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Newport. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Newport, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 4 mortgage lenders in Newport, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andy Dowdy and Tyler Beard - UMortgage Midwest
300 Dave Cowens Dr Ste 502, Newport, KY 41071
5135000689
Holly Matthews, Finance of America Mortgage LLC
515 Monmouth St Suite 301, Newport, KY 41071
5132279983
Mortgage Loans - Newport
646 Monmouth St, Newport, KY 41071
8443841714
PNC Mortgage
1 Carothers Rd, Newport, KY 41071
8592613500
Mortgage lenders in Newport Kentucky help homebuyers secure financing for residential properties. Kentucky law requires lenders to be licensed through the Nationwide Multistate Licensing System. Newport offers a mix of historic homes and new construction, so local lenders understand the specific appraisal and title requirements for this area.
What Does a Mortgage Lender in Newport Cost?
Typical costs for a mortgage in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Newport Kentucky?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Kentucky lenders also require a property appraisal and title search before closing.
How long does the mortgage process take in Kentucky?
The process usually takes 30 to 45 days from application to closing. Kentucky law requires a three day right of rescission for refinances, which adds to the timeline.
Are there first time home buyer programs in Kentucky?
Yes, the Kentucky Housing Corporation offers down payment assistance and lower interest rates for eligible first time buyers. These programs have income limits and require a homebuyer education course.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Newport who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.