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Directory of mortgage lenders in Pikeville, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Pikeville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 12 mortgage lenders in Pikeville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Pikeville Kentucky help home buyers and homeowners secure financing for residential properties. Kentucky law requires lenders to be licensed through the Kentucky Department of Financial Institutions. Local lenders understand the Pike County real estate market and can guide you through state specific regulations like Kentucky property tax assessments.
What Does a Mortgage Lender in Pikeville Cost?
Typical mortgage lender costs in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costing 500 to 1,000 dollars. Closing costs in Pikeville generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pikeville?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Kentucky lenders may also ask for proof of residence and employment history.
How long does the mortgage process take in Kentucky?
The process usually takes 30 to 45 days from application to closing. Kentucky law requires a 3 day right of rescission for refinances on primary residences.
Are there first time home buyer programs in Pikeville Kentucky?
Yes, the Kentucky Housing Corporation offers down payment assistance and low interest loans for first time buyers. Local lenders in Pikeville can help you apply for these state programs.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.