Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 16 mortgage lenders in Richmond, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage, Susan Hatfield
119 S Collins St, Richmond, KY 40475
8599775236
Kyle Best Loan Officer - Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
8593251917
World Finance
312 Jason Dr STE 11, Richmond, KY 40475
8596232887
Mariner Finance
2073 Lantern Ridge Dr Ste 200, Richmond, KY 40475
8596250770
OneMain Financial
843 Eastern Bypass B, Richmond, KY 40475
8596235924
Stockton Mortgage | Richmond, KY
519 Hampton Way No.9, Richmond, KY 40475
8593530935
Lendmark Financial Services LLC
118 Meridian Way STE 3, Richmond, KY 40475
8596614783
Fairway Independent Mortgage Corporation
230 Geri Ln B, Richmond, KY 40475
8594751323
U.S. Bank-Mortgage Loan Officer-David Gannon
200 E Main St, Richmond, KY 40475
8596241678
U.S. Bank: Derek R. Shaffer
200 E Main St, Richmond, KY 40475
8596244934
PNC Mortgage
520 Eastern Bypass, Richmond, KY 40475
8596247431
Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
8593640002
Chelsea Estes, Mortgage Lender with Stock Yards Bank & Trust
1001 Gibson Bay Dr # 101, Richmond, KY 40475
8599728752
Sarah Bird-U.S. Bank Mortgage
200 E Main St, Richmond, KY 40475
8596551440
Chase Home Lending
405 Leighway Dr, Richmond, KY 40475
8183399967
US Bank Mortgage
200 E Main St, Richmond, KY 40475
8008722657
What Does a Mortgage Lender in Richmond Cost?
Typical costs for a mortgage in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance around 500 to 1,000 dollars. Closing costs in Richmond usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Richmond Kentucky?
You typically need pay stubs, tax returns, bank statements, and identification. Kentucky lenders also require a credit check and proof of employment. Each lender may ask for additional documents based on the loan type.
How long does it take to close on a home loan in Kentucky?
A standard mortgage closing in Kentucky takes 30 to 45 days from application. Delays can occur if appraisals or title work take longer. Your lender will provide a timeline specific to your loan.
Are there first time home buyer programs in Kentucky?
Yes, the Kentucky Housing Corporation offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require homebuyer education. Local Richmond lenders can help you apply for these programs.