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Compare Mortgage Lenders in Taylor Mill, KY

Looking for a mortgage lender in Taylor Mill? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Taylor Mill, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 2 mortgage lenders in Taylor Mill, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rich Gangwish-U.S. Bank Mortgage
5018 Old Taylor Mill Rd, Taylor Mill, KY 41015
(859) 746-6067 mortgage.usbank.com
US Bank Mortgage
5018 Old Taylor Mill Rd, Taylor Mill, KY 41015
(800) 872-2657 usbank.com

Mortgage lenders in Taylor Mill, Kentucky help homebuyers and homeowners secure loans for purchasing or refinancing property. Kentucky law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders can guide you through Kentucky specific programs like the Kentucky Housing Corporation first time home buyer assistance.

What Does a Mortgage Lender in Taylor Mill Cost?

Typical costs for a mortgage lender in Kentucky include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2 to 5 percent of the purchase price. Kentucky does not have a state mortgage tax, but recording fees apply. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Taylor Mill?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Kentucky lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Kentucky?
The process usually takes 30 to 45 days from application to closing. Kentucky law requires a three day rescission period for refinances under the Truth in Lending Act.
Are there first time home buyer programs in Kentucky?
Yes, the Kentucky Housing Corporation offers down payment assistance and lower interest rates for first time buyers. These programs have income limits and require a homebuyer education course.