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Browse mortgage lenders serving Vine Grove, Kentucky. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Vine Grove, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 2 mortgage lenders in Vine Grove, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Cecilian Bank
536 Highland Ave, Vine Grove, KY 40175
2708776200
Wilson & Muir Bank & Trust
123 W Main St, Vine Grove, KY 40175
2706004021
Mortgage lenders in Vine Grove, Kentucky help home buyers and homeowners secure loans for purchasing or refinancing property. Kentucky law requires lenders to follow specific licensing rules under the Kentucky Revised Statutes Chapter 286. Local lenders can guide you through state-specific programs like the Kentucky Housing Corporation first-time home buyer loans.
What Does a Mortgage Lender in Vine Grove Cost?
Typical costs for a mortgage in Kentucky include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs usually range from 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Vine Grove?
You typically need proof of income, tax returns, bank statements, and identification. Kentucky lenders may also require a property appraisal and a credit check.
Are there special mortgage programs for Kentucky residents?
Yes, the Kentucky Housing Corporation offers down payment assistance and low-interest loans for first-time buyers. Some lenders also offer USDA loans for rural areas in Hardin County.
How long does the mortgage process take in Kentucky?
The process usually takes 30 to 45 days from application to closing. Kentucky law requires a three-day rescission period after signing the loan documents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.