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2 agents listed
Updated May 2026
Walton, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 2 mortgage lenders in Walton, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
19 N Main St, Walton, KY 41094
8008722657
US Bank Mortgage
12300 Towne Center Dr, Walton, KY 41094
8008722657
Walton, Kentucky residents can work with local mortgage lenders to secure financing for home purchases or refinancing. Kentucky law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Many lenders in Walton offer conventional, FHA, and VA loans to meet different borrower needs.
What Does a Mortgage Lender in Walton Cost?
Typical costs for a mortgage in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costing 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Walton Kentucky?
You typically need pay stubs, tax returns, bank statements, and photo identification. Kentucky lenders also require a credit check and proof of employment. Self employed borrowers may need additional business financial records.
How long does the mortgage process take in Kentucky?
The mortgage process in Kentucky usually takes 30 to 45 days from application to closing. Kentucky law requires a 3 day right of rescission for refinances. Delays can occur if appraisal or title work takes longer.
What are Kentucky specific mortgage rules I should know?
Kentucky has a state specific mortgage fraud statute under KRS 434.580. Lenders must provide a Kentucky specific disclosure about prepayment penalties if applicable. Kentucky also has a homestead exemption that protects up to 5000 dollars of equity from creditors.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.