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Find Mortgage Lenders Near You in Houma, LA

Directory of mortgage lenders in Houma, Louisiana. Verify credentials with the state state mortgage licensing authority before hiring.

18 agents listed
Updated June 2026
Houma, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Louisiana before hiring.
Showing 18 mortgage lenders in Houma, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
814 Grand Caillou Rd Ste 16, Houma, LA 70363
(985) 872-3272 towerloan.com
Assurance Financial - Houma
1227 St Charles St Ste. B, Houma, LA 70360
(985) 868-7554 assurancemortgage.com
Bon Terre Credit
303 Bayou Gardens Blvd, Houma, LA 70364
(985) 580-0023 bonterrecredit.com
Allegiance Home Lending
1612 Polk St, Houma, LA 70360
(985) 868-5950 lendingallegiance.com
Courtney Arceneaux - Mortgage Lender
1227 St Charles St suite b, Houma, LA 70360
(985) 860-3371 assurancemortgage.com
Annette Collins, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
(985) 381-8873 locations.hancockwhitney.com
Mike Domangue, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
(985) 688-0155 locations.hancockwhitney.com
Houma Mortgage & Loan Inc
812 Barrow St, Houma, LA 70360
(985) 876-4934
Southwest Funding
188 Enterprise Dr, Houma, LA 70360
(985) 262-1750 southwestfunding.com
La Maison Mortgage Corporation
521 Goode St, Houma, LA 70360
(985) 857-8524 lamaisonmtg.com
Renee Dupre Morgage Loan Officer
521 Goode St, Houma, LA 70360
(504) 330-6448 louisianamortgageloanofficer.com
First Choice Mortgage
6468 W Park Ave, Houma, LA 70364
(985) 873-7772
Commercial Real Estate Mortgage Loans Houma LA
208 Marleen St B - 2, Houma, LA 70364
(225) 267-5575 happyinvestmentsinc.com
Southern Mortgage Lending Inc
6652 W Park Ave, Houma, LA 70364
(985) 876-4100 smlinc.net
Chase Home Lending
1402 St Charles St, Houma, LA 70360
(985) 746-6099 homelendingadvisor.chase.com
Bobbi D. Landry, Sr. Mortgage Advisor
1612 Polk St, Houma, LA 70360
(985) 790-2672 facebook.com
Chase Mortgage
573 Grand Caillou Rd, Houma, LA 70363
(614) 570-0866 chase.com
American South Mortgage Lending NMLS 1711004
219 Grinage St, Houma, LA 70360
(985) 805-2860

Mortgage lenders in Houma, Louisiana help residents secure home loans for purchasing or refinancing property. Louisiana law requires lenders to follow specific licensing rules under the Louisiana Residential Mortgage Lending Act. Local lenders understand the unique housing market in Terrebonne Parish and can guide you through the process.

What Does a Mortgage Lender in Houma Cost?

Typical costs for a mortgage lender in Louisiana include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Houma generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Houma?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Louisiana lenders may also ask for proof of flood insurance due to the state's flood risk.
How long does it take to close on a home loan in Louisiana?
The average closing time for a mortgage in Louisiana is 30 to 45 days. Delays can occur if the property needs a survey or flood zone determination.
Are there special mortgage programs for Louisiana residents?
Yes, the Louisiana Housing Corporation offers down payment assistance and low-interest loans for first-time homebuyers. FHA and VA loans are also common in Houma.

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