ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Biddeford. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Biddeford, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 2 mortgage lenders in Biddeford, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jim Frechette - Geneva Financial, NMLS #1602897
180 Pool St Suite 111, Biddeford, ME 04005
2076515955
Meg Faulkner – Mortgage Loan Officer at Bangor Savings Bank NMLS 184955
208 Main St, Biddeford, ME 04005
2072899575
Biddeford, Maine homebuyers can work with local mortgage lenders to secure financing for a home purchase or refinance. Maine law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Working with a lender familiar with York County property values can help streamline the process.
What Does a Mortgage Lender in Biddeford Cost?
Typical mortgage costs in Maine include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These are general estimates and actual costs vary by lender and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Biddeford?
You typically need pay stubs, tax returns, bank statements, and identification. Maine lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Maine?
The process usually takes 30 to 45 days from application to closing. Maine law allows a three-day rescission period for refinances but not for purchase loans.
Are there special mortgage programs for Maine first-time buyers?
Yes. The Maine State Housing Authority offers the First Home Loan program with low down payment options and competitive rates for eligible buyers in Biddeford.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Biddeford who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.