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Showing 2 mortgage lenders in Biddeford, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jim Frechette - Geneva Financial, NMLS #1602897
180 Pool St Suite 111, Biddeford, ME 04005
(207) 651-5955
genevafi.com
Meg Faulkner – Mortgage Loan Officer at Bangor Savings Bank NMLS 184955
208 Main St, Biddeford, ME 04005
(207) 289-9575
bangor.com
What Does a Mortgage Lender in Biddeford Cost?
Typical mortgage costs in Maine include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These are general estimates and actual costs vary by lender and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Biddeford?
You typically need pay stubs, tax returns, bank statements, and identification. Maine lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Maine?
The process usually takes 30 to 45 days from application to closing. Maine law allows a three-day rescission period for refinances but not for purchase loans.