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Find Mortgage Lenders Near You in Chester, MD

Looking for a mortgage lender in Chester? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Chester, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 mortgage lenders in Chester, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Adam Siegelbaum of Direct Mortgage Loans
2201 Main St Suite 2, Chester, MD 21619
4108241274
The Chesapeake Team of Direct Mortgage Loans
2201 Main St Suite 2, Chester, MD 21619
4106438188

Chester Maryland offers a range of mortgage lenders to help you finance a home on Kent Island. Maryland law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the specific property values and market conditions in Queen Annes County.

What Does a Mortgage Lender in Chester Cost?

Typical costs for a mortgage lender in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Maryland usually range from 2 to 5 percent of the home purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Chester Maryland?
You will need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a government issued ID. Maryland lenders also require a signed authorization to check your credit report.
How long does the mortgage process take in Maryland?
The typical mortgage process in Maryland takes 30 to 45 days from application to closing. Maryland law requires a three day right of rescission period for refinances after closing documents are signed.
Are there special mortgage programs for first time buyers in Maryland?
Yes, the Maryland Department of Housing and Community Development offers the Maryland Mortgage Program with down payment assistance. This program provides fixed rate loans and up to 5 percent of the purchase price for closing costs.