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Directory of mortgage lenders in Fulton, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Fulton, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 3 mortgage lenders in Fulton, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fulton Maryland residents have access to a variety of mortgage lenders offering home purchase loans and refinancing options. Maryland law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders in Fulton can help you navigate Maryland specific programs such as the Maryland Mortgage Program which offers down payment assistance.
What Does a Mortgage Lender in Fulton Cost?
Typical costs for a mortgage lender in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Maryland average 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fulton Maryland?
You will typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Maryland lenders also require a credit report and proof of assets. Each lender may ask for additional documents based on your loan type.
How long does the mortgage process take in Maryland?
The average mortgage process in Maryland takes 30 to 45 days from application to closing. Maryland law requires a three business day waiting period after you receive the Closing Disclosure before you can close. Delays can happen if appraisals or title work take longer.
Are there special mortgage programs for first time home buyers in Maryland?
Yes, Maryland offers the Maryland Mortgage Program with low interest rates and down payment assistance of up to 5 percent of the purchase price. You must complete a homebuyer education course to qualify. Income and purchase price limits apply based on Fulton area limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.