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Find Mortgage Lenders in Germantown, MD

Directory of mortgage lenders in Germantown, Maryland. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Germantown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 9 mortgage lenders in Germantown, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
19705 Frederick Rd A1-B, Germantown, MD 20876
3019722103
The Fortress Group Total Home Finance, LLC
12410 Milestone Center Dr Suite 600, Office 636, Germantown, MD 20876
3019095626
SkyPoint Federal Credit Union
19785 Crystal Rock Dr STE 201, Germantown, MD 20874
3012791964
Mortgage, Bank of America
20670 Seneca Meadows Pkwy, Germantown, MD 20876
3018352595
PNC Mortgage
13074 Middlebrook Road, Germantown, MD 20874
3015153103
Experts VA Home Loans Germantown Maryland
19847 Century Blvd, Germantown, MD 20874
2405126649
Tom Norris - Mortgage Loan Officer
19905 Century Blvd, Germantown, MD 20874
3014610559
Maame Bolton - Community Mortgage Loan Officer
19905 Century Blvd, Germantown, MD 20874
3012735399
Pathlight Home Mortgage Solutions
21220 Leaman Ln, Germantown, MD 20876
3016131437

Germantown Maryland home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Maryland law requires lenders to provide a Loan Estimate within three business days of application. Understanding Maryland specific regulations helps borrowers make informed decisions.

What Does a Mortgage Lender in Germantown Cost?

Typical costs for a mortgage in Maryland include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Maryland generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Germantown Maryland?
You typically need pay stubs, tax returns, bank statements, and photo ID. Maryland lenders also require a signed application and authorization to check your credit report.
How long does it take to close a mortgage in Maryland?
The average time to close a mortgage in Maryland is 45 to 60 days. Maryland law requires a three business day review period after you receive the Closing Disclosure before you can sign final papers.