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Find Mortgage Lenders in Germantown, MD

Looking for a mortgage lender in Germantown? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Germantown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 9 mortgage lenders in Germantown, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
19705 Frederick Rd A1-B, Germantown, MD 20876
(301) 972-2103 locations.marinerfinance.com
The Fortress Group Total Home Finance, LLC
12410 Milestone Center Dr Suite 600, Office 636, Germantown, MD 20876
(301) 909-5626 thefortressgroup.com
SkyPoint Federal Credit Union
19785 Crystal Rock Dr STE 201, Germantown, MD 20874
(301) 279-1964 skypointfcu.com
Mortgage, Bank of America
20670 Seneca Meadows Pkwy, Germantown, MD 20876
(301) 835-2595 bankofamerica.com
PNC Mortgage
13074 Middlebrook Road, Germantown, MD 20874
(301) 515-3103 pnc.com
Experts VA Home Loans Germantown Maryland
19847 Century Blvd, Germantown, MD 20874
(240) 512-6649
Tom Norris - Mortgage Loan Officer
19905 Century Blvd, Germantown, MD 20874
(301) 461-0559 td.com
Maame Bolton - Community Mortgage Loan Officer
19905 Century Blvd, Germantown, MD 20874
(301) 273-5399 td.com
Pathlight Home Mortgage Solutions
21220 Leaman Ln, Germantown, MD 20876
(301) 613-1437 pathlighthomemortgagesolutions.com

Germantown Maryland home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Maryland law requires lenders to provide a Loan Estimate within three business days of application. Understanding Maryland specific regulations helps borrowers make informed decisions.

What Does a Mortgage Lender in Germantown Cost?

Typical costs for a mortgage in Maryland include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Maryland generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Germantown Maryland?
You typically need pay stubs, tax returns, bank statements, and photo ID. Maryland lenders also require a signed application and authorization to check your credit report.
How long does it take to close a mortgage in Maryland?
The average time to close a mortgage in Maryland is 45 to 60 days. Maryland law requires a three business day review period after you receive the Closing Disclosure before you can sign final papers.
Are there special mortgage programs for first time buyers in Maryland?
Yes, the Maryland Mortgage Program offers down payment assistance and competitive rates for first time buyers. These programs have income limits and require homebuyer education courses approved by the state.

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