ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Havre De Grace? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Havre De Grace, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 4 mortgage lenders in Havre De Grace, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GO Mortgage - Havre De Grace
514 Peace Chance Dr, Havre De Grace, MD 21078
4126344728
SWBC Mortgage Havre De Grace
800 S Union Ave, Havre De Grace, MD 21078
4109398680
M&T Mortgage
1500 Blenheim Ln, Havre De Grace, MD 21078
4109391451
Jennifer Blessing - M&T Bank
1500 Blenheim Farm Lane, Havre De Grace, MD 21078
4432431952
Mortgage lenders in Havre De Grace, Maryland help home buyers and homeowners secure financing for property purchases and refinancing. Maryland law requires lenders to be licensed by the Maryland Department of Labor, Licensing and Regulation. Local lenders understand the unique housing market in Harford County and the Chesapeake Bay region.
What Does a Mortgage Lender in Havre De Grace Cost?
Typical costs for a mortgage in Maryland include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs between $1,000 and $2,500. Closing costs generally range from 2% to 5% of the purchase price. Maryland also charges a recordation tax of about $4 per $1,000 of the loan amount in Harford County. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Havre De Grace Maryland?
You typically need pay stubs, tax returns, bank statements, and photo identification. Maryland lenders also require a signed authorization to check your credit. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Maryland?
The process usually takes 30 to 45 days from application to closing. Maryland law requires a three business day waiting period after you receive the Closing Disclosure. Delays can occur if appraisal or title work takes longer.
Are there special mortgage programs for first time home buyers in Maryland?
Yes, Maryland offers the Maryland Mortgage Program with down payment assistance and competitive rates. Harford County also has local programs for eligible buyers. These programs have income limits and require a homebuyer education course.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Havre De Grace who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.