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Showing 2 mortgage lenders in Acton, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Perkins - Mortgage Loan Officer
408 Massachusetts Ave, Acton, MA 01720
9787715651
Mortgage, Bank of America
271 Great Rd, Acton, MA 01720
9786088135
What Does a Mortgage Lender in Acton Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance ranging from $500 to $1,500. Closing costs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Acton?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Massachusetts lenders also require a signed purchase and sale agreement for home purchases.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law allows a three day rescission period after closing for refinances, but not for purchase loans.
Are there special mortgage programs for first time buyers in Massachusetts?
Yes, Massachusetts offers programs like MassHousing and ONE Mortgage for first time buyers. These programs provide lower down payment options and reduced mortgage insurance requirements.