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Mortgage Lenders in Belmont, MA

Looking for a mortgage lender in Belmont? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Belmont, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 mortgage lenders in Belmont, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
First Floor, 44 Trapelo Rd 3rd Floor, Belmont, MA 02478
6175945406
Mortgage, Bank of America
483 Trapelo Rd, Belmont, MA 02478
3396746739
Chase Home Lending
7 Channing Rd, Belmont, MA 02478
5135057023
Daniel Toomey - Mortgage Loan Officer
307 Trapelo Rd, Belmont, MA 02478
6174293016
Steve Mix | Fairway Independent Mortgage Corporation Branch Sales Manager
First Floor, 44 Trapelo Rd 3rd Floor, Belmont, MA 02478
6174292451

Belmont home buyers and refinancers can work with a mortgage lender to secure financing for a property. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders in Belmont understand the competitive housing market near Boston and can guide you through the process.

What Does a Mortgage Lender in Belmont Cost?

Typical mortgage lender costs in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $500 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage pre approval and why do I need it in Belmont?
A mortgage pre approval is a lender review of your finances to estimate the loan amount you qualify for. In Belmonts competitive market, sellers often require a pre approval letter before accepting an offer.
Are there Massachusetts specific mortgage laws I should know?
Yes. Massachusetts General Law Chapter 183 Section 5C requires lenders to give borrowers a copy of the appraisal report upon request. Also, Massachusetts has a 3 day right of rescission for most refinance loans.
What documents do I need to apply for a mortgage in Massachusetts?
You will need pay stubs, tax returns, bank statements, and identification. Massachusetts lenders also require a signed purchase and sale agreement for purchase loans.