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Browse mortgage lenders serving Chelsea, Massachusetts. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Chelsea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 mortgage lenders in Chelsea, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Boston Mortgage Services
471 Eastern Ave, Chelsea, MA 02150
6179422428
Natalia Berbesi at Rate (NMLS #753220)
157 Washington Ave Suite 1L, Chelsea, MA 02150
9782963856
Rate
157 Washington Ave Suite 1L, Chelsea, MA 02150
9782963856
Boston Mortgage Services Llc
471 Eastern Ave, Chelsea, MA 02150
6179422428
Mortgage lenders in Chelsea Massachusetts help homebuyers and homeowners secure financing for property purchases and refinancing. Massachusetts law requires lenders to follow specific licensing rules under the Division of Banks. Working with a local lender familiar with Chelsea real estate can simplify the loan process.
What Does a Mortgage Lender in Chelsea Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees from 400 to 700 dollars and title insurance from 500 to 1,500 dollars. Closing costs in Chelsea generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Chelsea?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Massachusetts lenders also require a property appraisal and title search.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law requires a three-day right of rescission for refinances after closing.
Are there first-time homebuyer programs in Chelsea Massachusetts?
Yes, Massachusetts offers programs like MassHousing and ONE Mortgage for first-time buyers. These programs provide lower down payments and reduced mortgage insurance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.