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Mortgage Lenders in East Boston, MA

Directory of mortgage lenders in East Boston, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
East Boston, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage lenders in East Boston, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MDO Mortgage MB#1986484
10 Bremen St, East Boston, MA 02128
6176657155
Chase Home Lending
31 William C Kelly Sq, East Boston, MA 02128
8325648777

Mortgage lenders in East Boston help home buyers and homeowners secure financing for residential properties. Massachusetts law requires lenders to follow strict licensing rules under the Division of Banks. Local lenders understand the unique East Boston real estate market and can guide you through state-specific programs like MassHousing loans.

What Does a Mortgage Lender in East Boston Cost?

Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in East Boston?
You typically need pay stubs, tax returns, bank statements, and photo ID. Massachusetts lenders also require proof of Massachusetts residency or intent to occupy the property.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law requires a three day rescission period for refinances but not for purchase loans.
Are there special mortgage programs for first time buyers in Massachusetts?
Yes, MassHousing offers low down payment loans and the ONE Mortgage Program. These programs have income limits and require a home buyer education course approved by the state.