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Looking for a mortgage lender in Gloucester? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Gloucester, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage lenders in Gloucester, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage, LLC
48 Main St, Gloucester, MA 01930
6176886891
Rockport Mortgage Corporation
17 Rogers St # 1, Gloucester, MA 01930
9782839208
CrossCountry Mortgage, LLC
85 Eastern Ave Suite 201, Gloucester, MA 01930
9788799313
Mortgage lenders in Gloucester Massachusetts help home buyers and homeowners secure financing for residential properties. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with the unique housing market and fishing community of Cape Ann.
What Does a Mortgage Lender in Gloucester Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Gloucester?
You typically need pay stubs, tax returns, bank statements, and proof of employment. Massachusetts lenders also require a property appraisal and a certificate of occupancy for new construction.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law requires a three day right of rescission for refinances, which adds time to the timeline.
Are there first time home buyer programs in Gloucester?
Yes. The Massachusetts Housing Partnership offers the ONE Mortgage program with low down payments and reduced mortgage insurance. Gloucester also participates in the MassHousing program for eligible buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.