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Compare mortgage lenders in Ipswich. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Ipswich, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage lenders in Ipswich, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ashley Borden
118 County Rd Office 121, Ipswich, MA 01938
9787589227
Guild Mortgage Company
118 County Rd Office 121, Ipswich, MA 01938
9784405250
Kim Wrobel - Mortgage Loan Officer
Russell Plaza, 23 Market St, Ipswich, MA 01938
6178039119
Mortgage lenders in Ipswich Massachusetts help homebuyers and homeowners secure financing for property purchases and refinancing. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the specific real estate market in Essex County and can guide you through the process.
What Does a Mortgage Lender in Ipswich Cost?
Typical costs for a mortgage in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $500 to $1,500. Closing costs generally total 2% to 5% of the purchase price. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ipswich?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. Massachusetts lenders may also require proof of homeowners insurance before closing.
How long does the mortgage process take in Massachusetts?
The mortgage process usually takes 30 to 45 days from application to closing. Massachusetts law allows a three-day rescission period after closing for most refinances, but not for purchase loans.
Are there first-time homebuyer programs in Massachusetts?
Yes, Massachusetts offers programs like MassHousing and ONE Mortgage for first-time buyers. These programs provide lower down payment options and reduced mortgage insurance in Ipswich and across the state.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.