ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage lenders serving Manchester-by-the-Sea, Massachusetts. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Manchester-by-the-Sea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 6 mortgage lenders in Manchester-by-the-Sea, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Richard Potter at CrossCountry Mortgage
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
9785870266
Kevin Potter at CrossCountry Mortgage
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
9785484464
CrossCountry Mortgage, LLC
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
9785484464
Giuseppe Seniti at CrossCountry Mortgage
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
9785870268
PHH Home Loans
21 Central St, Manchester-by-the-Sea, MA 01944
9785261396
Lani Sanethong at CrossCountry Mortgage
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
9787170409
Mortgage lenders in Manchester-by-the-Sea help homebuyers and homeowners secure financing for property purchases and refinancing. Massachusetts law requires lenders to provide a Good Faith Estimate within three days of a loan application. Local lenders understand the unique coastal property market and can guide you through state-specific programs like MassHousing loans.
What Does a Mortgage Lender in Manchester-by-the-Sea Cost?
Typical mortgage lender costs in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 200 to 400 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Manchester-by-the-Sea?
You typically need pay stubs, tax returns, bank statements, and proof of identity. Massachusetts also requires a signed purchase and sale agreement before final loan approval.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law gives you a three day right of rescission after closing on a refinance loan.
Are there special mortgage programs for Massachusetts first time buyers?
Yes, MassHousing offers low down payment loans and down payment assistance for qualified first time buyers in Manchester-by-the-Sea. Income limits and property price caps apply.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Manchester-by-the-Sea who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.