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Directory of mortgage lenders in North Adams, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
North Adams, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 7 mortgage lenders in North Adams, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Thomas A Cadrett Insurance
158 American Legion Dr, North Adams, MA 01247
4136636544
Greylock Federal Credit Union
131 Ashland St, North Adams, MA 01247
4136644477
Adams Community Bank
31 Eagle St, North Adams, MA 01247
4137430001
NBT Bank
331 State Rd, North Adams, MA 01247
4136646521
North Adams ME Credit Union
26 Union St, North Adams, MA 01247
4136622657
North Adams ME Federal Credit Union
60 Roberts Dr Suite 112, North Adams, MA 01247
4136622657
MountainOne Investments
85 Main St Suite 100, North Adams, MA 01247
4136644025
Mortgage lenders in North Adams help homebuyers and homeowners secure loans for purchasing or refinancing property. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local lenders understand the North Adams real estate market and can guide you through state-specific programs like MassHousing loans.
What Does a Mortgage Lender in North Adams Cost?
Typical costs for a mortgage in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in North Adams?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. Massachusetts lenders also require a signed purchase and sale agreement if you are buying a home.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law gives borrowers a three-day right of rescission after signing for refinances but not for purchase loans.
Are there special mortgage programs for first-time buyers in Massachusetts?
Yes. MassHousing offers low down payment loans and down payment assistance for first-time buyers in North Adams. The ONE Mortgage Program through the Massachusetts Housing Partnership also provides affordable options for eligible borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.