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Compare Mortgage Lenders in Orleans, MA

Directory of mortgage lenders in Orleans, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.

8 agents listed
Updated May 2026
Orleans, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 8 mortgage lenders in Orleans, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cape Cod 5
97 MA-6A, Orleans, MA 02653
5082400500
TD Bank
40 Main St, Orleans, MA 02653
5082550320
Nauset Mortgage
23 Brewster Cross Rd, Orleans, MA 02653
5082759212
First Citizens' Federal Credit Union Orleans Branch
198 MA-6A, Orleans, MA 02653
8006427515
Rockland Trust Bank
70 Main St, Orleans, MA 02653
5082405637
Chase Home Lending
9 West Rd, Orleans, MA 02653
5087370740
Jared McGuire - Chase Home Lending Advisor - NMLS ID 463931
9 West Rd, Orleans, MA 02653
5087370740
Cape Cod Brokerage
8 Academy Pl, Orleans, MA 02653
5082551655

Orleans is a popular town on Cape Cod with a strong seasonal real estate market. Mortgage lenders in Orleans help buyers secure financing for primary homes, second homes, and investment properties. Massachusetts law requires lenders to provide a Good Faith Estimate and follow state licensing rules under M.G.L. Chapter 255E.

What Does a Mortgage Lender in Orleans Cost?

Typical costs for a mortgage in Massachusetts include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Orleans?
You typically need pay stubs, tax returns, bank statements, and photo ID. Massachusetts lenders also require a signed purchase and sale agreement. Self employed borrowers may need two years of tax returns and profit loss statements.
Are there special mortgage programs for first time home buyers in Massachusetts?
Yes, Massachusetts offers programs through MassHousing and the ONE Mortgage Program. These programs provide low down payment options and reduced mortgage insurance. Income limits apply and vary by county including Barnstable County where Orleans is located.
How long does a mortgage application process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law requires a three day rescission period for refinances. Delays can occur if the property is a condominium or if appraisal issues arise.