Skip to main content

Find Mortgage Lenders Near You in Osterville, MA

Browse mortgage lenders serving Osterville, Massachusetts. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Osterville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage lenders in Osterville, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heather Vickers
872 Main St 2nd Floor, Osterville, MA 02655
7742088577
Annmarie Edwards at AVE Mortgage
835 Main St Unit 1A, Osterville, MA 02655
5083802910

Mortgage lenders in Osterville Massachusetts help home buyers and homeowners secure financing for residential properties. These lenders guide clients through loan options including conventional FHA and VA loans. Massachusetts law requires lenders to provide a Good Faith Estimate within three days of a loan application to ensure transparency.

What Does a Mortgage Lender in Osterville Cost?

Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars and title insurance costs 500 to 1500 dollars. Closing costs generally total 2 to 5 percent of the home purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Osterville?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Massachusetts lenders also require a signed purchase and sale agreement for the property.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law allows a three-day rescission period after signing the loan documents for refinances.
Are there special mortgage programs for first-time buyers in Massachusetts?
Yes Massachusetts offers programs like MassHousing and ONE Mortgage which provide low down payments and reduced mortgage insurance. These programs have income and purchase price limits.