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Mortgage Lenders in South Boston, MA

Compare mortgage lenders in South Boston. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
South Boston, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 mortgage lenders in South Boston, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garett Edward Seney | Fairway Home Mortgage | Mortgage Advisor
470 W Broadway, South Boston, MA 02127
6173374572
Nate Moghadam | Fairway Home Mortgage | NMLS #906770
470 W Broadway, South Boston, MA 02127
6179453632
Julian Hernandez at Fairway Independent Mortgage Corporation
380 W Broadway Unit 101, South Boston, MA 02127
6172573887
Fairway Home Mortgage
470 W Broadway, South Boston, MA 02127
6174561700

South Boston, Massachusetts offers a competitive housing market for home buyers. Mortgage lenders in this area can help you navigate Massachusetts specific loan programs and local property tax rules. Working with a local lender can simplify the process of buying a home in South Boston.

What Does a Mortgage Lender in South Boston Cost?

Typical costs for a mortgage in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Massachusetts also charges a mortgage recording tax of 2.30 dollars per 1,000 dollars of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of mortgage loans are available in South Boston?
Common loan types include conventional loans, FHA loans, VA loans, and USDA loans. Massachusetts also offers MassHousing loans for first time buyers with lower down payment options. Each loan type has different credit score and income requirements.
Do Massachusetts mortgage lenders require a specific down payment?
Down payment amounts vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as low as 3.5 percent down. MassHousing loans may require as little as 3 percent down for qualified buyers.
How long does the mortgage approval process take in Massachusetts?
The typical mortgage approval process in Massachusetts takes 30 to 45 days. This timeline includes application, underwriting, and closing. Delays can occur if additional documentation is needed or if the property requires special appraisals.