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Find Mortgage Lenders in Sturbridge, MA

Browse mortgage lenders serving Sturbridge, Massachusetts. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Sturbridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage lenders in Sturbridge, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rick John Simoneau | Fairway Independent Mortgage Corporation Branch Sales Manager
49 Main St Unit D Offices 4, Sturbridge, MA 01566
7742443260
Northpoint Mortgage, Inc.
198 Charlton Rd 2nd Floor Suite #4, Sturbridge, MA 01566
5083470010
Residential Mortgage Services, Inc.
139 Main St, Sturbridge, MA 01566
8606400753

Sturbridge Massachusetts home buyers and homeowners can work with local mortgage lenders to secure financing for a new home or refinance. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Lenders in Sturbridge offer conventional FHA VA and USDA loans to meet different borrower needs.

What Does a Mortgage Lender in Sturbridge Cost?

Typical mortgage lender costs in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 500 to 700 dollars and title insurance costs of 1,500 to 3,000 dollars. Closing costs in Sturbridge generally total 2 to 5 percent of the purchase price. These figures vary by loan type property value and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Sturbridge Massachusetts?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid photo ID. Massachusetts lenders also require proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Sturbridge?
A standard mortgage closing in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if appraisals or title searches take longer than expected.
Are there first time home buyer programs in Sturbridge Massachusetts?
Yes Massachusetts offers the MassHousing program with low down payment options and competitive rates for first time buyers. Sturbridge residents may also qualify for local down payment assistance grants through the state.