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Compare mortgage lenders in Topsfield. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Topsfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 mortgage lenders in Topsfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ross Billings at CrossCountry Mortgage
49 Main St, Topsfield, MA 01983
8777731226
Jessica D'Avolio at Leader Bank
35 Main St, Topsfield, MA 01983
9787904757
James Wallimann, Leader Bank Mortgage (NMLS #2092605)
35 Main St, Topsfield, MA 01983
9784147898
Alexander Lampropoulos - Leader Bank, Mortgage, NMLS #1434430
35 Main St, Topsfield, MA 01983
9783023640
Topsfield home buyers and refinancers can work with local mortgage lenders who understand the Essex County real estate market. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks. Lenders in Topsfield offer conventional, FHA, VA, and jumbo loans to meet different needs.
What Does a Mortgage Lender in Topsfield Cost?
Typical costs for a mortgage in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, title search and insurance of $1,000 to $2,000, and recording fees of $100 to $300. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Topsfield?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. Massachusetts lenders also require a signed purchase and sale agreement for home purchase loans.
How long does a mortgage closing take in Massachusetts?
A typical mortgage closing in Massachusetts takes 30 to 45 days from application. The state requires a three-day right of rescission for refinances, which adds time after signing.
Are there special mortgage programs for first-time buyers in Massachusetts?
Yes, MassHousing offers low down payment loans and down payment assistance for eligible first-time buyers. The Massachusetts Housing Partnership also provides affordable mortgage options for qualified residents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.