Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 7 mortgage lenders in Berkley, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
One Stop Financial Group LLC
2615 12 Mile Rd, Berkley, MI 48072
2482555429
Sal Cusumano at Element Funding
3270 Coolidge Hwy, Berkley, MI 48072
5869448122
JV Mortgage
3309 Thomas Ave, Berkley, MI 48072
2489340258
Adam Bringardner - Mortgage Loan Officer - NMLS 1037318
3857 Tyler Ave, Berkley, MI 48072
2487907019
Union Home Mortgage
2769 Coolidge Hwy, Berkley, MI 48072
2488645927
VanDyk Mortgage Corporation
2680 Coolidge Hwy, Berkley, MI 48072
2485533201
PNC Mortgage
2925 12 Mile Rd, Berkley, MI 48072
2486913169
What Does a Mortgage Lender in Berkley Cost?
Typical costs for a mortgage in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Berkley Michigan?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Michigan lenders also require a signed purchase agreement and proof of homeowners insurance.
How long does the mortgage process take in Michigan?
The typical mortgage process in Michigan takes 30 to 45 days from application to closing. Michigan law requires a three business day right of rescission for refinances under the Truth in Lending Act.
Are there first time home buyer programs in Michigan?
Yes, the Michigan State Housing Development Authority offers down payment assistance and low interest loans for first time buyers. Berkley residents may also qualify for local Oakland County programs.