Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 mortgage lenders in Davison, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
324 N Main St Suite F, Davison, MI 48423
9895139385
Guild Mortgage - Lindsey Whitman
324 N Main St Suite F, Davison, MI 48423
9895139385
Hantz Financial Services, Inc. - Davison, Michigan
625 S State Rd, Davison, MI 48423
8102141786
Chase Home Lending
1121 S State Rd, Davison, MI 48423
9892390827
Jeff Pugmire with CM Lending
329 N State Rd Suite #3, Davison, MI 48423
8106253433
What Does a Mortgage Lender in Davison Cost?
Typical costs for a mortgage lender in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally total 2% to 5% of the home purchase price. Michigan also charges a state transfer tax of $0.55 per $500 of property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Davison Michigan?
You typically need recent pay stubs, tax returns for two years, bank statements, and a valid ID. Michigan lenders also require proof of homeowners insurance and a property appraisal. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Michigan?
The mortgage process in Michigan usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type, property condition, and your financial situation. Michigan law requires a three day right of rescission for refinances.
Are there Michigan specific mortgage programs for first time home buyers?
Yes, the Michigan State Housing Development Authority offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require home buyer education. Local lenders in Davison can help you check your eligibility.