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Showing 2 mortgage lenders in Eastpointe, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Parda Credit Union
18321 E Eight Mile Rd, Eastpointe, MI 48021
5867739444
Flagstar Bank
22322 Gratiot Ave, Eastpointe, MI 48021
5867766438
What Does a Mortgage Lender in Eastpointe Cost?
Typical mortgage lender costs in Michigan include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 700 dollars and title insurance from 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Eastpointe?
You typically need pay stubs tax returns bank statements and a photo ID. Michigan lenders also require a credit check and proof of homeowners insurance.
How long does mortgage approval take in Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law requires a three business day right of rescission for most refinances.
Are there special mortgage programs for Michigan first time buyers?
Yes the Michigan State Housing Development Authority offers down payment assistance and low interest loans for first time buyers. Eligibility depends on income and purchase price limits.