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Find Mortgage Lenders Near You in Eastpointe, MI

Browse mortgage lenders serving Eastpointe, Michigan. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Eastpointe, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 2 mortgage lenders in Eastpointe, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Parda Credit Union
18321 E Eight Mile Rd, Eastpointe, MI 48021
(586) 773-9444 parda.com
Flagstar Bank
22322 Gratiot Ave, Eastpointe, MI 48021
(586) 776-6438 flagstar.com

Mortgage lenders in Eastpointe Michigan help homebuyers and homeowners secure financing for residential properties. Michigan law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders can guide you through programs like the Michigan State Housing Development Authority down payment assistance.

What Does a Mortgage Lender in Eastpointe Cost?

Typical mortgage lender costs in Michigan include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 700 dollars and title insurance from 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Eastpointe?
You typically need pay stubs tax returns bank statements and a photo ID. Michigan lenders also require a credit check and proof of homeowners insurance.
How long does mortgage approval take in Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law requires a three business day right of rescission for most refinances.
Are there special mortgage programs for Michigan first time buyers?
Yes the Michigan State Housing Development Authority offers down payment assistance and low interest loans for first time buyers. Eligibility depends on income and purchase price limits.