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Compare Mortgage Lenders in Farmington, MI

Directory of mortgage lenders in Farmington, Michigan. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Farmington, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage lenders in Farmington, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Link | Farmington, MI
330004 Grand River Ave, Farmington, MI 48336
2406838585
Bank of America Home Mortgage
35410 Grand River Ave, Farmington, MI 48335
2484767110

Farmington, Michigan residents can work with local mortgage lenders to secure home loans for purchases or refinancing. Michigan law requires lenders to be licensed through the state Department of Insurance and Financial Services. A Farmington lender can guide you through Michigan specific programs like the MSHDA down payment assistance.

What Does a Mortgage Lender in Farmington Cost?

Typical costs for a mortgage in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Michigan also charges a state transfer tax of 0.11 percent of the sale price. Note that all costs vary by situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage lender need in Michigan?
Michigan requires mortgage lenders to hold a license from the Department of Insurance and Financial Services. This includes passing a background check and meeting education requirements. You can verify a lenders license on the NMLS website.
How long does a mortgage pre-approval last in Michigan?
A mortgage pre-approval in Michigan typically lasts 60 to 90 days. The exact time frame depends on the lender and your financial situation. After that period you may need to update your documents.