ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage lenders serving Ferndale, Michigan. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Ferndale, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 mortgage lenders in Ferndale, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
David Wechsler @ The Mortgage Consultant
1603 E 9 Mile Rd, Ferndale, MI 48220
2485143489
Home Jim - Jim Kleiner
Woodward Ave, Ferndale, MI 48220
3134706622
Lamar Mortgage Group, LLC
23241 Woodward Ave, Ferndale, MI 48220
2487031238
Specialty Mortgage LLC
226 Withington St Unit 8, Ferndale, MI 48220
3136147248
Mortgage lenders in Ferndale Michigan help homebuyers and homeowners secure financing for home purchases, refinances, and renovations. Michigan law requires lenders to be licensed through the Michigan Department of Insurance and Financial Services. Ferndale offers a mix of historic homes and new construction, making local mortgage expertise valuable.
What Does a Mortgage Lender in Ferndale Cost?
Mortgage lender costs in Michigan typically include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title services. Total closing costs often range from 2% to 5% of the purchase price. For a $250,000 home, expect closing costs between $5,000 and $12,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ferndale Michigan?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Michigan lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Michigan?
The mortgage process in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires special inspections.
Are there first-time home buyer programs in Ferndale Michigan?
Yes, Michigan offers the MSHDA first-time home buyer program with down payment assistance and competitive interest rates. Ferndale residents may also qualify for local grants through Oakland County.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Ferndale who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.