Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 6 mortgage lenders in Flat Rock, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Public Service Credit Union - Flat Rock
26121 Vreeland Rd, Flat Rock, MI 48134
7346418400
Mary Lambrix-RE/MAX Masters
28628 Telegraph Rd, Flat Rock, MI 48134
3133000536
Mark Lizyness, Associate Broker - Real Estate One
28628 Telegraph Rd, Flat Rock, MI 48134
3137064420
Michigan Legacy Credit Union
22895 Gibraltar Rd, Flat Rock, MI 48134
7342850600
First Merchants Bank
28417 Telegraph Rd, Flat Rock, MI 48134
7347823706
Kim Joanne Crock: Primerica - Financial Services
26337 Gibraltar Rd, Flat Rock, MI 48134
7342836377
What Does a Mortgage Lender in Flat Rock Cost?
Typical costs for a mortgage in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance averaging 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Flat Rock?
You typically need recent pay stubs, tax returns, bank statements, and photo identification. Michigan lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law allows a three business day right of rescission for refinances on your primary residence.
Are there down payment assistance programs for Flat Rock buyers?
Yes, the Michigan State Housing Development Authority offers down payment assistance programs for qualified buyers. These programs can provide up to 10,000 dollars for eligible first time home buyers in Flat Rock.