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Find Mortgage Lenders Near You in Harper Woods, MI
Compare mortgage lenders in Harper Woods. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Harper Woods, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 mortgage lenders in Harper Woods, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Michigan Mortgage Exchange
19946 Harper Ave, Harper Woods, MI 48225
5862380220
Chase Home Lending
20675 Vernier Rd, Harper Woods, MI 48225
7344444420
Rodino Mortgage Services
20490 Harper Ave #1645, Harper Woods, MI 48225
5162657446
Mortgage lenders in Harper Woods Michigan help home buyers and homeowners secure financing for property purchases and refinancing. Michigan law requires lenders to be licensed through the Michigan Department of Insurance and Financial Services. Local lenders understand the Harper Woods real estate market and can guide you through the entire loan process.
What Does a Mortgage Lender in Harper Woods Cost?
Typical costs for a mortgage in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary based on the loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Harper Woods Michigan?
You typically need pay stubs, tax returns, bank statements, and proof of employment. Michigan lenders also require a valid government ID and a credit check. The exact list depends on your loan type and financial situation.
How long does it take to close a mortgage in Michigan?
A standard mortgage closing in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if appraisals or title work take longer. Your lender will provide a timeline estimate at the start.
Are there special mortgage programs for first time home buyers in Michigan?
Yes, the Michigan State Housing Development Authority offers down payment assistance and low interest loans for first time buyers. Harper Woods residents may also qualify for local grants. Check with your lender about eligibility requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.