Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage lenders in Holly, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ELGA Credit Union Holly
15223 N Holly Rd, Holly, MI 48442
8107153542
Michigan United Credit Union
15156 N Holly Rd, Holly, MI 48442
2488144000
What Does a Mortgage Lender in Holly Cost?
Typical costs for a mortgage lender in Michigan include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Holly Michigan?
You typically need recent pay stubs W-2 forms tax returns bank statements and photo identification. Michigan lenders also require a signed purchase agreement if you are buying a home.
How long does the mortgage process take in Michigan?
The mortgage process in Michigan usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type property appraisal and your financial situation.
What is the Michigan specific mortgage tax or recording fee?
Michigan charges a state transfer tax of 0.0075 percent of the sale price plus a county transfer tax of 0.0055 percent in most areas. These fees are paid at closing and are not part of the loan principal.