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Compare Mortgage Lenders in Holt, MI

Directory of mortgage lenders in Holt, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Holt, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 3 mortgage lenders in Holt, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dart Bank
2469 Cedar St, Holt, MI 48842
(517) 694-5083 dart.bank
Mid Michigan Title
2040 N Aurelius Rd #1B, Holt, MI 48842
(517) 657-9555
Bay Equity Home Loans
1995 N Cedar St suite 4 office 3, Holt, MI 48842
(517) 885-3800

Mortgage lenders in Holt, Michigan help homebuyers and homeowners secure financing for residential properties. Michigan law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local lenders in Holt understand the Ingham County real estate market and can guide you through the process.

What Does a Mortgage Lender in Holt Cost?

Typical mortgage lender costs in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs in Holt generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Holt Michigan?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and photo identification. Michigan lenders also require a property appraisal and title search.
How long does the mortgage process take in Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law allows a three day rescission period after closing for refinances, but not for purchase loans.
What are typical down payment requirements in Holt Michigan?
Down payments vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down, and VA loans may require zero down for eligible borrowers.