ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Jackson? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Jackson, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 15 mortgage lenders in Jackson, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruoff Mortgage - Jackson
141 S Jackson St, Jackson, MI 49201
5177963161
Kim Connors, Ruoff Mortgage
141 N Jackson St, Jackson, MI 49201
5174149916
Brandon Adler at CrossCountry Mortgage
1035 Lawrence Ave STE 4, Jackson, MI 49202
5178034732
Dave Leightner, Ruoff Mortgage
141 N Jackson St, Jackson, MI 49201
5174141650
@Home Mortgage
910 N W Ave, Jackson, MI 49202
5179906880
Mortgage 1 Inc.-Jackson Team
850 Laurence Ave STE 2, Jackson, MI 49202
5173154626
Kim McClurg, Ruoff Mortgage
141 S Jackson St, Jackson, MI 49201
5178128514
Flagstar Bank Home Loan Center
301 W Michigan Ave, Jackson, MI 49201
7349130744
James Mahieu - Northpointe Bank - NMLS # 199879
209 E Washington Ave, Jackson, MI 49201
8504996034
@Home Mortgage
125 E Michigan Ave, Jackson, MI 49201
5179906880
Tonya Neill
141 N Jackson St, Jackson, MI 49201
5177950987
PNC Mortgage
1965 Boardman Rd, Jackson, MI 49202
5177961325
Huntington Mortgage Group
866 N Wisner St, Jackson, MI 49202
5177894304
Jolene Hitt, Ruoff Mortgage
141 N Jackson St, Jackson, MI 49201
5177452987
Beth Ploof - @Home Mortgage | NMLS #402901
910 N W Ave, Jackson, MI 49202
5179906880
Mortgage lenders in Jackson Michigan help home buyers and homeowners secure financing for purchases and refinances. Michigan law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Jackson housing market and can guide you through Michigan specific programs like the MSHDA down payment assistance.
What Does a Mortgage Lender in Jackson Cost?
Typical costs for a mortgage in Jackson Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally total 2 to 5 percent of the home purchase price. Michigan law caps certain recording fees and requires lenders to disclose all fees in the Loan Estimate. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Jackson Michigan?
You typically need pay stubs, tax returns, bank statements, and photo identification. Michigan lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does the mortgage process take in Michigan?
The average mortgage process in Michigan takes 30 to 45 days from application to closing. Michigan law requires a three day rescission period for refinances on your primary residence.
What is a typical down payment for a home in Jackson Michigan?
Down payments vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as little as 3.5 percent down. Michigan State Housing Development Authority programs may offer zero down options for qualified buyers.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Jackson who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.