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Find Mortgage Lenders in Lapeer, MI

Looking for a mortgage lender in Lapeer? Review the directory below to compare your options.

11 agents listed
Updated June 2026
Lapeer, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 11 mortgage lenders in Lapeer, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cason Home Loans - Lapeer
432 W Nepessing St, Lapeer, MI 48446
(810) 664-4330 casonhomeloans.com
Dort Financial Credit Union
1724 Demille Rd, Lapeer, MI 48446
(810) 767-8390 dortonline.org
Rehne Voss, Coldwell Banker Professionals
1122 S Lapeer Rd ste d, Lapeer, MI 48446
(810) 834-9446 rvossrealtor.com
ChoiceOne Bank
83 W Nepessing St, Lapeer, MI 48446
(810) 245-2950 choiceone.bank
Legacy Mortgage
786 S Main St, Lapeer, MI 48446
(810) 771-4032 legacy-mortgage.com
Kriss Klaus: Primerica - Financial Services
342 W Park St, Lapeer, MI 48446
(810) 667-4110 reps.primerica.com
Lapeer Financial
441 Clay St, Lapeer, MI 48446
(810) 667-7384 lapeerfinancial.com
GreenStone Farm Credit Services
455 Lake Nepessing Rd, Lapeer, MI 48446
(810) 664-5951 greenstonefcs.com
Don Henson - Loan Officer
C/O Don Henson, 700 S Main St #219, Lapeer, MI 48446
(810) 895-1285 michiganmortgage.wixsite.com
PNC Mortgage
948 S Main St, Lapeer, MI 48446
(810) 245-5030 pnc.com
Mortgage Closings Inc
534 Pine St, Lapeer, MI 48446
(855) 755-6033 mcinotaries.com

Mortgage lenders in Lapeer, Michigan help homebuyers and refinancers secure loans for residential properties. Michigan law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Lapeer County offers a mix of rural and suburban properties, so local lenders understand the specific appraisal and title requirements for this area.

What Does a Mortgage Lender in Lapeer Cost?

Typical mortgage lender costs in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $500 to $1,500. Closing costs generally total 2% to 5% of the purchase price. These figures vary based on loan type, property value, and lender policies. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lapeer Michigan?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Michigan lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Michigan?
The mortgage process usually takes 30 to 45 days from application to closing. Michigan law mandates a three-day right of rescission for refinances on primary residences.
Are there first-time homebuyer programs in Lapeer Michigan?
Yes, the Michigan State Housing Development Authority offers down payment assistance and low-interest loans for first-time buyers. Lapeer County also has local programs through community development agencies.