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Directory of mortgage lenders in Lapeer, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Lapeer, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 11 mortgage lenders in Lapeer, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cason Home Loans - Lapeer
432 W Nepessing St, Lapeer, MI 48446
8106644330
Dort Financial Credit Union
1724 Demille Rd, Lapeer, MI 48446
8107678390
Rehne Voss, Coldwell Banker Professionals
1122 S Lapeer Rd ste d, Lapeer, MI 48446
8108349446
ChoiceOne Bank
83 W Nepessing St, Lapeer, MI 48446
8102452950
Legacy Mortgage
786 S Main St, Lapeer, MI 48446
8107714032
Kriss Klaus: Primerica - Financial Services
342 W Park St, Lapeer, MI 48446
8106674110
Lapeer Financial
441 Clay St, Lapeer, MI 48446
8106677384
GreenStone Farm Credit Services
455 Lake Nepessing Rd, Lapeer, MI 48446
8106645951
Don Henson - Loan Officer
C/O Don Henson, 700 S Main St #219, Lapeer, MI 48446
8108951285
PNC Mortgage
948 S Main St, Lapeer, MI 48446
8102455030
Mortgage Closings Inc
534 Pine St, Lapeer, MI 48446
8557556033
Mortgage lenders in Lapeer, Michigan help homebuyers and refinancers secure loans for residential properties. Michigan law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Lapeer County offers a mix of rural and suburban properties, so local lenders understand the specific appraisal and title requirements for this area.
What Does a Mortgage Lender in Lapeer Cost?
Typical mortgage lender costs in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $500 to $1,500. Closing costs generally total 2% to 5% of the purchase price. These figures vary based on loan type, property value, and lender policies. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lapeer Michigan?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Michigan lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Michigan?
The mortgage process usually takes 30 to 45 days from application to closing. Michigan law mandates a three-day right of rescission for refinances on primary residences.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.