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Find Mortgage Lenders Near You in Lincoln Park, MI
Browse mortgage lenders serving Lincoln Park, Michigan. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Lincoln Park, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 mortgage lenders in Lincoln Park, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1859 Southfield Rd, Lincoln Park, MI 48146
3133831732
American Jewelry and Loan
1456 Fort St, Lincoln Park, MI 48146
3134380882
Lincoln Park Community Credit Union
1400 Emmons Blvd, Lincoln Park, MI 48146
3133892300
PNC Mortgage
3984 Fort St, Lincoln Park, MI 48146
3133894120
Mortgage lenders in Lincoln Park Michigan help homebuyers and homeowners secure financing for property purchases and refinancing. Michigan law requires lenders to be licensed through the state and follow specific disclosure rules under the Michigan Mortgage Brokers Act. Local lenders understand the Wayne County real estate market and can guide you through the process.
What Does a Mortgage Lender in Lincoln Park Cost?
Typical costs for a mortgage lender in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs usually range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lincoln Park Michigan?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Michigan lenders also require a credit check and proof of assets. The exact list depends on your loan type and lender.
How long does the mortgage process take in Michigan?
The average mortgage process in Michigan takes 30 to 45 days from application to closing. Michigan law requires a three day rescission period for refinances after closing. Delays can occur if additional documentation is needed.
Are there Michigan specific programs for first time homebuyers in Lincoln Park?
Yes, the Michigan State Housing Development Authority offers down payment assistance and low interest loans for eligible buyers. Lincoln Park residents may also qualify for local Wayne County programs. These programs have income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.