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Looking for a mortgage lender in Metamora? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Metamora, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage lenders in Metamora, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stephenson Mortgage LLC
3716 Lake Lapeer Dr, Metamora, MI 48455
8106252325
Mortgage Matt- Lapeer County
3546 S Lapeer Rd suite c, Metamora, MI 48455
8109198138
Mortgage lenders in Metamora Michigan help homebuyers and homeowners secure financing for residential properties. Michigan law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders in Lapeer County can guide you through state-specific programs like the Michigan State Housing Development Authority down payment assistance.
What Does a Mortgage Lender in Metamora Cost?
Typical mortgage lender costs in Michigan include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and recording fees add 1000 to 2000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for a mortgage in Metamora Michigan?
Most conventional loans require a minimum credit score of 620. FHA loans may accept scores as low as 580. Michigan lenders also consider debt to income ratios and employment history.
How long does the mortgage process take in Michigan?
The typical mortgage process in Michigan takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and final approval. Delays can occur if documents are incomplete.
Are there first time home buyer programs in Michigan?
Yes the Michigan State Housing Development Authority offers the MI Home Loan program with down payment assistance up to 10000 dollars. Eligibility depends on income limits and property location. Lenders in Metamora can help you apply.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.