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Mortgage Lenders in Monroe, MI

Browse mortgage lenders serving Monroe, Michigan. Contact information and addresses listed below.

11 agents listed
Updated June 2026
Monroe, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 11 mortgage lenders in Monroe, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc. - Monroe, MI
15489 S Telegraph Rd b, Monroe, MI 48161
(714) 831-4578 afncorp.com
Union Home Mortgage
826 S Monroe St, Monroe, MI 48161
(734) 457-3944 uhm.com
OneMain Financial
1289 N Telegraph Rd, Monroe, MI 48162
(734) 457-1046 onemainfinancial.com
Chad Fuller at CrossCountry Mortgage
15268 S. Monroe St Suite 101, Monroe, MI 48161
(734) 282-4088 crosscountrymi.com
Union Home Mortgage - Jacob Boes
826 S Monroe St, Monroe, MI 48161
(734) 652-0733 uhm.com
Carl Dingledine at CrossCountry Mortgage
15268 S Monroe St Suite 101, Monroe, MI 48161
(734) 755-1064 crosscountrymi.com
Union Home Mortgage - Kristian Bezeau NMLS #141192
15479 S Telegraph Rd, Monroe, MI 48161
(734) 349-2001
Mortgage 1 - Monroe
3 S Monroe St, Monroe, MI 48161
(734) 256-0123 mortgageone.com
PNC Mortgage
202 N Monroe St, Monroe, MI 48162
(734) 384-4940 pnc.com
Gary Roberts with CrossCountry Mortgage
15268 S Dixie Hwy, Monroe, MI 48161
(734) 652-0192
Northern Ohio Investment Co
975 S Monroe St, Monroe, MI 48161
(734) 457-3944

Mortgage lenders in Monroe Michigan help homebuyers secure loans to purchase or refinance homes. Michigan law requires lenders to provide a Good Faith Estimate of closing costs within three days of a loan application. Local lenders understand the Monroe real estate market and can guide you through Michigan specific programs like the MSHDA loan.

What Does a Mortgage Lender in Monroe Cost?

Typical costs for a mortgage lender in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Monroe usually range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Monroe Michigan?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Michigan lenders also require a credit report and proof of homeowners insurance.
How long does the mortgage process take in Monroe Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law requires a three day right of rescission for refinances after closing.
What is a typical down payment for a home in Monroe Michigan?
Down payments vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as low as 3.5 percent. VA and USDA loans may require zero down payment.