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Find Mortgage Lenders in Oak Park, MI

Browse mortgage lenders serving Oak Park, Michigan. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Oak Park, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 2 mortgage lenders in Oak Park, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Grand Oak Mortgage Company
13720 Eight Mile W, Oak Park, MI 48237
(248) 582-5626
Union Home Mortgage
8250 W Nine Mile Rd, Oak Park, MI 48237
(248) 327-0288 uhm.com

Mortgage lenders in Oak Park Michigan help home buyers and homeowners secure financing for property purchases or refinancing. Michigan law requires all mortgage lenders to be licensed by the Department of Insurance and Financial Services. Local lenders understand the Oak Park real estate market and can guide you through the Michigan-specific closing process.

What Does a Mortgage Lender in Oak Park Cost?

Typical costs for a mortgage lender in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,500. Closing costs in Michigan generally range from 2% to 5% of the home purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Oak Park Michigan?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Michigan lenders also require proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Michigan?
A standard mortgage closing in Michigan usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal scheduling.
Are there special mortgage programs for first-time buyers in Michigan?
Yes, the Michigan State Housing Development Authority offers down payment assistance and low-interest loans for eligible first-time buyers. These programs have income and purchase price limits.