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Directory of mortgage lenders in Pontiac, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Pontiac, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 mortgage lenders in Pontiac, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Wholesale Mortgage (UWM) - Main Campus
585 S Blvd E, Pontiac, MI 48341
8009818898
Michigan Mortgage Solutions
35 W Huron St, Pontiac, MI 48342
2489631894
United Wholesale Mortgage (UWM) - South Campus
700 Ring Rd, Pontiac, MI 48341
8558888737
BrokerX
585 S Blvd E, Pontiac, MI 48341
8002296342
Mortgage lenders in Pontiac Michigan help home buyers and homeowners secure financing for residential properties. Michigan law requires lenders to be licensed through the Michigan Department of Insurance and Financial Services. Local lenders understand the Pontiac housing market and can guide you through the loan process.
What Does a Mortgage Lender in Pontiac Cost?
Typical costs for a mortgage lender in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs of $1,000 to $2,000. Closing costs in Pontiac generally range from 2% to 5% of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pontiac?
You typically need pay stubs, tax returns, bank statements, and photo ID. Michigan lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law allows for a three day right of rescission on most purchase loans after closing.
Are there first time home buyer programs in Pontiac Michigan?
Yes. The Michigan State Housing Development Authority offers down payment assistance and low interest loans for first time buyers. Oakland County also has local programs for eligible residents.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.