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Find Mortgage Lenders Near You in Roseville, MI

Looking for a mortgage lender in Roseville? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Roseville, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 mortgage lenders in Roseville, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hard Money Lenders Roseville MI
18600 Florence St, Roseville, MI 48066
5869913971
Mortgage, Bank of America
20695 12 Mile Rd, Roseville, MI 48066
7344722136
Chase Home Lending
20795 E Thirteen Mile Rd, Roseville, MI 48066
2483927924
Kellum Mortgage
27560 Groesbeck Hwy, Roseville, MI 48066
3132636456

Mortgage lenders in Roseville Michigan help homebuyers and homeowners secure financing for property purchases or refinancing. Michigan law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Roseville real estate market and can guide you through Michigan specific programs like the MSHDA home loan.

What Does a Mortgage Lender in Roseville Cost?

Typical costs for a mortgage in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Roseville Michigan?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Michigan lenders also check your credit report and debt to income ratio. Requirements vary by loan type and lender.
How long does the mortgage process take in Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law requires a three day rescission period for refinances. Delays can occur if appraisals or title work take longer.
Are there special mortgage programs for first time buyers in Michigan?
Yes, the Michigan State Housing Development Authority offers down payment assistance and lower interest rates for first time buyers. These programs have income and purchase price limits. Local lenders in Roseville can help you qualify.