Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 6 mortgage lenders in Southgate, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Home Lending
1 Heritage Pl, Southgate, MI 48195
3135985119
KS Mortgage Group
15755 Northline Rd, Southgate, MI 48195
3136035626
PNC Mortgage
14951 Dix Toledo Rd, Southgate, MI 48195
7342815406
Liberty Mortgage Financial LLC
12377 Longtin St Suite 1, Southgate, MI 48195
7343537370
John Adams Mortgage Company
1 Heritage Dr STE 240, Southgate, MI 48195
7342821035
Jarvis & Associates Mortgage & Realty, Llc
13136 Veronica St, Southgate, MI 48195
7342580503
What Does a Mortgage Lender in Southgate Cost?
Typical costs for a mortgage in Michigan include an origination fee of 0.5% to 1.0% of the loan amount, an appraisal fee of $400 to $700, and a title search fee of $200 to $400. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Southgate Michigan?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Self employed borrowers may need additional profit and loss statements. Your lender will provide a full list based on your loan type.
How long does the mortgage process take in Michigan?
The typical mortgage process in Michigan takes 30 to 45 days from application to closing. This timeline can vary based on loan complexity and appraisal scheduling. Michigan law does not set a specific time limit for the process.
What is the Michigan specific mortgage tax or recording fee?
Michigan charges a recording fee on mortgages which is usually 0.50% of the loan amount for the state and an additional 0.50% for the county. In Wayne County the total recording fee is typically 1.00% of the loan amount. This fee is paid at closing.