Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 13 mortgage lenders in St Clair Shores, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check `n Go
23120 Harper Ave, St Clair Shores, MI 48080
5867713051
OneMain Financial
27622 Little Mack Ave, St Clair Shores, MI 48081
5864980836
Lake Pointe Mortgage, L.L.C.
27735 Jefferson Ave, St Clair Shores, MI 48081
5868799308
Jason Budny at Rocket Mortgage NMLS 1484897
N/A, St Clair Shores, MI 48080
5869962023
Anthony Kachman Mortgage Broker
22405 Carolina St, St Clair Shores, MI 48080
5864195214
Mortgage Center Title
26800 Harper Ave, St Clair Shores, MI 48081
5862220162
Bradley Kress Mortgage Team #1387836
22483 Statler St, St Clair Shores, MI 48081
5864199197
Michigan Loan Services LLC
100 Maple Park Blvd #124, St Clair Shores, MI 48081
8555732600
PNC Mortgage
24612 Harper Ave, St Clair Shores, MI 48080
5867715301
Nationwide Commercial Lending Group
23915 Jefferson Ave # 3, St Clair Shores, MI 48080
8889934034
Mike Maiorano Bestrate Mortgage
22218 Centennial St, St Clair Shores, MI 48081
2483105300
John Adams Mortgage Company
27320 Harper Ave, St Clair Shores, MI 48081
5865528643
Huntington Mortgage Group
26501 Little Mack Ave, St Clair Shores, MI 48081
5864452250
What Does a Mortgage Lender in St Clair Shores Cost?
Typical costs for a mortgage lender in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Michigan generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in St Clair Shores?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Michigan lenders also require proof of homeowners insurance before closing.
How long does a mortgage closing take in Michigan?
A standard mortgage closing in Michigan usually takes 30 to 45 days from application to final signing. This timeline can vary based on loan type and appraisal scheduling.
What is the Michigan specific mortgage tax or recording fee?
Michigan charges a state transfer tax of 0.75 percent of the sale price and a county transfer tax of 0.11 percent. These fees are typically paid at closing by the seller.