Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 12 mortgage lenders in Sterling Heights, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Great Lakes Mortgage Financial - Sterling Heights
13900 Lakeside Cir #201, Sterling Heights, MI 48313
5865320600
Sistar Mortgage
35871 Mound Rd, Sterling Heights, MI 48310
8888414238
R-B Financial/Mortgages, Inc.
44028 Mound Rd #1, Sterling Heights, MI 48314
5862548435
Mortgage 1
43456 Mound Rd Ste 120, Sterling Heights, MI 48314
5867990000
Angela Kakos at Rate (NMLS #166374)
2456 Metro Pkwy, Sterling Heights, MI 48310
2486220704
Hassarloans
12315 E 14 Mile Rd #202, Sterling Heights, MI 48312
5869443608
Dimitri Elher - Union Home Mortgage
12900 Hall Rd #455, Sterling Heights, MI 48313
5869911889
Dennis Bobby, Ruoff Mortgage
44444 Mound Rd #500, Sterling Heights, MI 48314
2609996200
Ruoff Mortgage - Sterling Heights
44444 Mound Rd #500, Sterling Heights, MI 48314
2609996200
Union Home Mortgage
12900 Hall Rd, Sterling Heights, MI 48313
5867036331
Premier Mortgage Lending LLC
42140 Van Dyke Ave Suite 204, Sterling Heights, MI 48314
5869910300
Mortgage 1 - Sterling Heights
36150 Dequindre Rd suite 515, Sterling Heights, MI 48310
5868837686
What Does a Mortgage Lender in Sterling Heights Cost?
Typical costs for a mortgage in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. Some lenders charge application fees of $300 to $500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sterling Heights?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Michigan lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law requires a three day right of rescission period for refinances after closing documents are signed.
What credit score is needed for a mortgage in Sterling Heights?
Minimum credit scores vary by loan type. FHA loans may accept scores as low as 580, while conventional loans often require 620 or higher. Michigan lenders can discuss options based on your specific credit profile.