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Compare Mortgage Lenders in Sterling Heights, MI

Browse mortgage lenders serving Sterling Heights, Michigan. Contact information and addresses listed below.

12 agents listed
Updated June 2026
Sterling Heights, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 12 mortgage lenders in Sterling Heights, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Great Lakes Mortgage Financial - Sterling Heights
13900 Lakeside Cir #201, Sterling Heights, MI 48313
(586) 532-0600 glmf.com
Sistar Mortgage
35871 Mound Rd, Sterling Heights, MI 48310
(888) 841-4238 sistarmortgage.com
R-B Financial/Mortgages, Inc.
44028 Mound Rd #1, Sterling Heights, MI 48314
(586) 254-8435 rbfinancial.com
Mortgage 1
43456 Mound Rd Ste 120, Sterling Heights, MI 48314
(586) 799-0000 mortgageone.com
Angela Kakos at Rate (NMLS #166374)
2456 Metro Pkwy, Sterling Heights, MI 48310
(248) 622-0704 rate.com
Hassarloans
12315 E 14 Mile Rd #202, Sterling Heights, MI 48312
(586) 944-3608
Dimitri Elher - Union Home Mortgage
12900 Hall Rd #455, Sterling Heights, MI 48313
(586) 991-1889 uhm.com
Dennis Bobby, Ruoff Mortgage
44444 Mound Rd #500, Sterling Heights, MI 48314
(260) 999-6200 ruoff.com
Ruoff Mortgage - Sterling Heights
44444 Mound Rd #500, Sterling Heights, MI 48314
(260) 999-6200 ruoff.com
Union Home Mortgage
12900 Hall Rd, Sterling Heights, MI 48313
(586) 703-6331
Premier Mortgage Lending LLC
42140 Van Dyke Ave Suite 204, Sterling Heights, MI 48314
(586) 991-0300
Mortgage 1 - Sterling Heights
36150 Dequindre Rd suite 515, Sterling Heights, MI 48310
(586) 883-7686 mortgageone.com

Mortgage lenders in Sterling Heights Michigan help home buyers and homeowners secure financing for property purchases and refinances. Michigan law requires lenders to be licensed through the Michigan Department of Insurance and Financial Services. Local lenders understand the Sterling Heights real estate market and can guide you through the entire loan process.

What Does a Mortgage Lender in Sterling Heights Cost?

Typical costs for a mortgage in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. Some lenders charge application fees of $300 to $500. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Sterling Heights?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Michigan lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law requires a three day right of rescission period for refinances after closing documents are signed.
What credit score is needed for a mortgage in Sterling Heights?
Minimum credit scores vary by loan type. FHA loans may accept scores as low as 580, while conventional loans often require 620 or higher. Michigan lenders can discuss options based on your specific credit profile.